Your Trusted Mortgage Partner in Houston – Clear Mortgage
More Than Just Loans — We Guide You Home
At Clear Mortgage, we do more than just close loans — we empower your journey to homeownership. Located in the heart of the Galleria area in Houston, Texas, our team of experienced mortgage professionals is here to help you make informed, confident decisions about your financial future.
Conventional Loans
Conventional loans remain one of the most popular mortgage options in the United States, and for good reason. Designed for borrowers with good to excellent credit, steady income, and a solid financial foundation, these loans offer flexibility, competitive interest rates, and can be tailored to your long-term homeownership goals.
FHA Loans
For many first-time homebuyers or those with limited savings, purchasing a home may feel out of reach. That’s where FHA loans come in. Backed by the Federal Housing Administration, FHA loans are designed to make homeownership more accessible to a broader range of borrowers.
VA Loans
VA loans are one of the most powerful mortgage options available, offering veterans, active-duty service members, and eligible surviving spouses a clear path to homeownership with unmatched benefits.
Non-QM Loans
Non-QM loans are mortgage loans that don’t meet the strict criteria set by the Consumer Financial Protection Bureau for “qualified mortgages.” However, that doesn’t mean they are risky or unreliable. In fact, Non-QM loans are built around flexibility, using alternative ways to evaluate a borrower’s ability to repay the loan
Foreign National Loans
Foreign National Loan programs are specifically designed for non-U.S. citizens who want to purchase property in the United States, even without a Social Security number, permanent residency, or U.S.-based credit history.
ITIN Loans
ITIN loan allows borrowers who have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number to qualify for a mortgage. Whether you are a first-time buyer or looking to upgrade your current living situation, ITIN loans open the door to homeownership with competitive rates and manageable terms.
Hard Money Loans
Hard money loans are short-term, asset-backed loans that rely primarily on the value of the property rather than the borrower’s creditworthiness or income documentation. Unlike conventional mortgages, which focus on credit scores, employment history, and debt ratios, hard money lenders evaluate the investment potential of the property itself.
Clear Mortgage – Simple, Smart, and Reliable
Your Trusted Mortgage Experts
At Clear Mortgage, we combine the knowledge of experienced professionals with the resources of a national lender. Our mission is to provide tailored mortgage solutions that fit your financial goals.
Personalized Lending for Every Situation
Every homebuyer has unique financial needs. That’s why in Clear Mortgage we take the time to understand your goals, provide expert guidance, and find the best mortgage options for you.
In Clear Mortgage our dedication to personalized service has helped us build long-term relationships and earn the trust of countless satisfied clients.
Stress-Free Home Financing
Whether you’re buying a home in Houston or refinancing an existing loan, our loan partners work tirelessly to secure the best rates and programs for your needs.
In Clear Mortgage we go above and beyond to make the mortgage process smooth, simple, and stress-free.
Why Choose Clear Mortgage?
Local Experts, Personalized Service
We understand the Houston market and treat every client like family.
Fast Pre-Approvals & Transparent Guidance
We’ll walk you through every step — from application to closing.
Bilingual Support Available
We speak Spanish! ¡Hablamos tu idioma!
Ready to Start Your Homebuying Journey?
Contact Us Now and get Pre-Approved!